F
Fincil

Your AI Financial Council

What if your money came with a debate team?

Three AI personas debate every purchase before you spend. Grounded in your real transaction history. Built for people who think before they buy.

Risk-averse

The Miser

Protects your runway. Cites every rupee you spent last month.

Growth-focused

The Visionary

Argues for ROI, productivity, and the long arc of compounding.

The judge

The Twin

Hears both sides, applies hard math, delivers the verdict.

How it works

1. Brief the Council

Add your income, expenses, role, and savings goals. Log transactions as you go.

2. Ask before you spend

Tell the Council what you want to buy. Watch them debate using your real data.

3. Decide with conviction

Accept the verdict, or appeal with new context. Either way, you spend on purpose.